After a week of drilling cavities and pulling teeth, there can be nothing more relaxing than going out on your boat. The last thing that you want to be thinking about is your insurance on your watercraft.
Boat insurance, in essence, combines a home and auto policy together. You have the injury liability while socializing and entertaining guest that you do with a home and combines it with the potential collision risk that you have with an auto policy. Just because you combine these two risks together, it doesn’t mean that you should be paying double or even more for the policy. It means that you want to be with the right carrier that understands the risks involved and the right agent that can give you the correct advice.
If you wouldn’t practice dentistry without the proper malpractice insurance, than you shouldn’t drive a boat without the proper boat insurance.